Title: Business Interruption Insurance
Author: Kevin
Published: February 27, 2016
Last modified: November 27, 2018

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#  Business Interruption Insurance

## Do you have the right Business Interruption insurance?

What would you do if you couldn’t conduct business for an extended period of time?
Would you be able to survive if damage occurred and you were out of business for
several weeks or months?

The answer for most small business owners is **no**.

Business interruption insurance can be as vital to your survival as a business owner
as fire, flood, or any other type of business insurance. Most people would never
consider opening a business without buying insurance to cover damage due to these
types of risks.

Unfortunately, too many small business owners fail to think about how they would
manage if a fire or other disaster damaged their business premises to the point 
where they were temporarily unable to conduct business.

Business interruption insurance covers you for **lost income** if your company has
to vacate the premises due to disaster-related damage that is covered under your
property insurance policy, such as a fire.

It also covers the revenue you would have earned, based on your financial records,
had the disaster not occurred. The policy also covers operating expenses, like electricity,
that continue even though business activities have come to a temporary halt.

## How much is Business Interruption insurance?

The price of the business interruption policy is related to the risk of a fire or
other disaster damaging your premises.

All other things being equal, the price would probably be higher for a restaurant
than a real estate agency for example because of the greater risk of fire.

Also, a real estate agency can more easily operate out of another location.

[**Call**](https://mu4.advisorevolved.com/contact/?output_format=md) our office 
today to discuss your options, or head over to our [**quotes page**](https://mu4.advisorevolved.com/quotes/?output_format=md)
to get the process started!

### Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic
information to have our team help with your insurance!

 [ Start A Conversation With Us  ](https://mu4.advisorevolved.com/quotes/?output_format=md)

##### Ready to get started?

### Start Your Quotes Today

Enter some basic information below to get the process started.

 [ Start Quotes ](https://mu4.advisorevolved.com/quotes/?output_format=md)

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